1. Acceptance of terms
By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use the site. This site is operated by Brenda Nava, a licensed life insurance agent (NPN 21757540), representing Limitless Financial Group ("we," "us," or "our").
2. Educational content only
All information on this website is provided for general educational purposes only. It is not intended as, and should not be relied upon as, tax, legal, investment, or individualized insurance advice. Mortgage protection is a form of life insurance; it is not private mortgage insurance (PMI) and is not affiliated with your lender. Guarantees are subject to the claims-paying ability of the issuing insurer. Coverage, benefits (including living benefits and return of premium), and pricing vary by carrier, product, state, and individual health.
You should consult a qualified professional before making decisions about your mortgage or insurance needs. A quote or recommendation is not a contract of insurance, which is issued only by an insurance carrier upon approval of an application.
3. Eligibility survey and consultations
The 60-second eligibility survey and any consultation are offered at no cost and with no obligation to purchase insurance. Completing the survey does not guarantee eligibility, approval, or coverage. Final eligibility, rates, and benefits are determined by the issuing insurance carrier based on a completed application and underwriting.
You agree to provide accurate, truthful, and complete information. Providing false or misleading information may affect your eligibility and the validity of any policy issued.
4. Licensing and service area
Brenda Nava is a licensed life insurance agent (NPN 21757540) serving all states where properly licensed. Availability of specific products and carriers may vary by state. We will confirm licensure and product availability for your state during your consultation.
5. Intellectual property
All content on this website — including text, graphics, logos, images, and layout — is owned by or licensed to us and protected by applicable intellectual property laws. You may view and download a single copy for personal, non-commercial use. You may not reproduce, distribute, modify, or republish any content without our prior written permission.
6. Third-party links and platforms
This website may contain links to third-party websites or services we do not control. We are not responsible for their content, privacy practices, or accuracy. This site is not part of the Facebook website or Meta Platforms, Inc., and is not endorsed by Facebook or Meta in any way. The same applies to TikTok, Instagram, and any other advertising or social platform through which you may have reached us.
7. No warranties
This website is provided "as is" and "as available," without warranties of any kind, whether express or implied, including warranties of accuracy, reliability, availability, or fitness for a particular purpose. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.
8. Limitation of liability
To the fullest extent permitted by law, neither Brenda Nava nor Limitless Financial Group shall be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this website or any reliance on information contained here. Your use of the site is at your own risk.
9. Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your misuse of the website, your violation of these Terms, or your infringement of any third-party rights.
10. Privacy
Our collection, use, and protection of your personal information is described in our Privacy Notice, which is incorporated here by reference. By using this site you acknowledge that you have reviewed and agree to that notice.
11. Changes to these terms
We may revise these Terms of Use at any time. The "Last updated" date at the top reflects the most recent revision. Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.
12. Governing law
These Terms are governed by the laws of the State of Colorado without regard to conflict-of-laws principles. Any disputes shall be resolved in the courts located in Denver County, Colorado, to the extent permitted by law.
13. Contact us
Questions about these Terms? Contact Brenda Nava, Limitless Financial Group:
- Phone: (720) 577-8087
- Email: connect@limitlessfinancialgrp.com
- Address: 3650 S Yosemite St Suite 410, Denver, CO 80237